Skills Required
Credit risk management Portfolio Management Credit originationJob Summary
This role is responsible for developing and executing the credit origination strategy, overseeing credit evaluation and sanctioning, managing ongoing credit risk, driving collections and recoveries, ensuring credit governance, and leveraging credit data analytics for informed decision-making.
- Minimum Qualification : Masters
- Experience Level : Executive level
- Experience Length : 15 years
- Working Hours : Full Time
Job Description/Requirements
Credit Strategy: Develop and implement the bank’s credit strategy, ensuring alignment with business objectives.
Credit Origination: Oversee credit origination, evaluation, and sanctioning processes to maintain a sound and profitable portfolio.
Portfolio Management: Monitor and manage credit risk, ensuring proactive portfolio management.
Compliance: Ensure compliance with credit governance frameworks, policies, and regulatory requirements.
Portfolio performance & Data Analytics: Utilize credit data analytics to drive insights, enhance decision-making, and improve credit performance.
Collection & Recovery Initiatives: Lead collections and recoveries to minimize non-performing loans and optimize recoveries.
Requirements:
- Bachelor’s degree in Accounting, Economics, Finance, Management, or a related field.
- A Master’s degree or MBA is preferred.
- Ten (10) years’ proven credit experience, with at least 5 years in a senior management role within the banking sector.
- Strong analytical skills to assess credit risk, evaluate portfolio performance, and make data-driven decisions.
- Ability to interpret complex financial data and trends
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